All the disagreeing in Washington D.C. has many people speaking out in frustration with the government, and some are urging lawmakers to put aside their political differences.
"It just needs to end one way or another, they need to set aside their differences and just settle it," says Sandy Likar, who is concerned about the economy.
"The small business owners, everyday Americans, the senior citizens, it affects everybody," adds Henry Likar.
We learned not reaching an agreement by midnight could cause interest rates for homes, auto, and credit cards to rise.
The government would also to default on its loans which is causing a drag on the economy. "Everybody understands we're spending too much and they really don't have a good resolution yet. So it's the fear of the unknown that is probably holding a lot of people back," adds Rob Simis, a local financial adviser.
Simis has advice for anyone who has stocks in the market now -- "People will still go to the grocery store to buy their goods, people will still fill their car with gas, and people will still buy automobiles they might delay their decision, but our economy is a strong, vibrant economy. If you're in good high-quality companies my suggestion is to stay the course," says Simis.
One concern people have is lawmakers could come to an agreement that would only be a short-term fix. "We'll have to see if they can actually live up to that but I think you can look for a replay of some sort in the spring," adds Joseph Lane, an E&H Professor.
Simis tells us he thinks there will have to be a long term solution for the debt ceiling. "A three-month time frame really doesn't answer the question as to where the country is going because there is going to have to be a little longer-term decision made," says Simis.
There's a Wednesday midnight deadline on the debt ceiling.